This policy explains what information we collect when you visit our site or submit an amone loan request, how we use it, who we share it with, and the choices you have. We share your request with lenders and partners only so they can consider it, and we do not sell your information for unrelated purposes.
Who this policy covers
Our policy covers this website and our free loan-request service, which passes your request to lenders and lending partners in our network; we are not a lender ourselves.
"We," "us" and "our" refer to the team that operates this website. "You" means anyone who visits the site or submits a request. Lenders and partners that receive your request have their own privacy policies, which govern how they handle your information once they receive it. By using our site, you agree to the practices described here.
Information we collect
We collect the details you type into our request form, technical information sent automatically by your browser, and information from service providers that help us verify and protect requests.
Information you provide
- Contact details: name, email address, phone number and home address.
- Identity details: date of birth and Social Security number, which lenders need to verify identity and review credit.
- Financial details: income, income source, pay frequency, employment information, housing payment and bank account information for depositing funds.
- Loan details: the personal loan amount you are requesting, the purpose of the loan and your estimated credit range.
- Messages you send our team by email, phone or mail.
Information collected automatically
- Device and browser data such as IP address, browser type, operating system and approximate location derived from the IP address.
- Usage data such as pages viewed, links clicked, time on page and the site that referred you.
- Cookie and similar identifiers described in the cookies section below.
Information from others
We may receive information from identity-verification, fraud-prevention and data-validation providers that help confirm your request is genuine, and from lenders or partners about whether a request was matched or funded.
How we use your information
We use your information to process your request, match it with lenders and partners, communicate with you, prevent fraud, improve our site, and meet legal obligations.
- To submit your request to lenders and partners that may be able to make you a personal loan offer.
- To contact you about your request by email, phone or text, as you have agreed.
- To verify your identity and detect fraudulent or duplicate requests.
- To understand how visitors use our site and to improve forms, pages and guides.
- To respond to your questions and privacy requests.
- To comply with laws, regulations, legal process and reasonable requests from authorities.
- To send optional marketing about related financial products, which you can stop at any time.
How we share your information
When you submit a request, we share it with lenders, lending partners and networks that may consider it, and we also share limited data with service providers that help us run the site.
We share information with:
- Lenders and lending partners: they receive your request details, may run a soft or hard credit check, and may contact you directly. Each recipient uses your information under its own privacy policy.
- Lending networks: some partners pass requests to additional lenders they work with, so more than one company may receive your information.
- Service providers: hosting, email delivery, analytics, customer support, identity verification and fraud-prevention companies that work on our behalf under contracts limiting their use of your data.
- Legal and safety recipients: regulators, courts, law enforcement or others when required by law or needed to protect rights, property or safety.
- Business transfers: a buyer or successor if our service is merged, sold or reorganized, subject to this policy.
We do not sell your information to companies for purposes unrelated to your request. Because sharing your request with partners that may pay us can be treated as a "sale" or "sharing" under some state laws, we explain your opt-out choices below. Our advertiser and lending disclosure describes how we are compensated.
Cookies and tracking technologies
We use cookies, pixels and similar tools to keep the request form working, remember your preferences, measure site traffic and understand which pages help visitors.
Some cookies are essential, such as those that keep your form progress from being lost. Others are analytics or advertising cookies set by us or by third parties to measure visits and show relevant ads on other sites. You can block or delete cookies in your browser settings, although parts of the request form may not work properly without essential cookies. Your browser may also offer a "Global Privacy Control" signal; where required by law, we treat that signal as a request to opt out of sharing for targeted advertising.
Your choices
You can stop marketing emails, opt out of texts and calls, adjust cookies, and ask us to stop matching a request you no longer need, at any time and at no cost.
- Email: use the unsubscribe link in any marketing email.
- Text messages: reply STOP to any text from us.
- Calls: ask the caller to place you on our do-not-call list, or email us.
- Cookies: change your browser settings or use a privacy signal.
Opting out of our communications does not stop lenders that already received your request from contacting you. You will need to contact those lenders directly to opt out of their messages.
Rights for California residents
California residents have the right to know what personal information we collect, to request a copy, to correct or delete it, to opt out of its sale or sharing, and to be free from discrimination for using these rights.
In the past twelve months we have collected the categories described above: identifiers, financial information, internet activity, approximate geolocation and inferences about loan interest. We disclose these categories to lenders, partners and service providers for the purposes listed in this policy. Sensitive information such as your Social Security number is used only to process your request and verify identity.
To exercise your rights, email [email protected] with "California Privacy Request" in the subject line, or call (888) 507-6260. We will confirm your identity by matching details you provide with our records, and we aim to respond within the time the law allows. You may use an authorized agent if you give that agent signed permission. Some information may be kept where the law requires it, such as records needed to prevent fraud. Residents of other states with similar privacy laws may make the same requests, and we will honor them as those laws require.
How we protect your information
We protect your information with encryption in transit, access controls, secure hosting and staff limits on who can see request data, although no online system can be made completely secure.
Our request form uses encrypted connections. Request data is stored on secured systems, and only people and providers who need it to run the service can access it. If we learn of a security incident affecting your information, we will notify you as required by law. You can help by keeping your devices updated and never sharing passwords or one-time codes with anyone who contacts you unexpectedly.
How long we keep information
We keep request information only as long as needed to provide the service, meet legal and regulatory obligations, resolve disputes and prevent fraud, and then delete or de-identify it.
How long that is depends on the type of information and the legal requirements that apply. Records tied to requests for amone personal loans, for example, may be kept longer than general site analytics because lending rules require it. Aggregated or de-identified data that can no longer identify you may be kept for analysis.
Children's privacy
Our service is intended only for adults aged 18 or older, and we do not knowingly collect personal information from anyone under 18 or accept requests submitted by minors.
If you believe a minor has submitted information to us, contact us and we will delete it.
Changes to this policy and how to contact us
We may update this policy when our practices or the law change, and the version posted on this page is always the current one.
If we make material changes, we will post a notice on our site. Questions about this policy or an amone loan request can go to [email protected], (888) 507-6260, or by mail to 4039 Willow Drive, Suite 129, Jefferson City, MO 65101.